Question 1
What is not part of statutory social insurance?
German original: Was gehört nicht zur gesetzlichen Sozialversicherung?. In the test, all questions are asked in German.
Answer options
- life insurance — Correct answer
- statutory pension insurance
- unemployment insurance
- long-term care insurance
Explanation
Statutory social insurance includes: health, pension, long-term care, unemployment, and accident insurance. Life insurance is private provision and is not part of it.
Key terms in this question
- law — A law is a binding rule established by the state that applies to all people in a country. Laws regulate how people live together and must be followed by everyone.
- social — 'Social' describes everything related to people living together and supporting each other in a society. Social institutions or services help people who are in need.
- legal / statutory — 'Statutory' or 'legal' means that something is regulated or required by law. It describes rights, duties, or rules established by the state.
- not — This word negates a statement or an action. It indicates that something is not true or does not happen.
- himself / herself / itself / themselves / oneself — A reflexive pronoun used when the subject and object of a verb refer to the same person or thing (e.g., 'Er wäscht sich' = 'He washes himself'). It is used with reflexive verbs in German.
- safe / secure — Safe or secure means there is no danger or risk present. Something or someone is protected and nothing bad can happen.
- social insurance — Social insurance is a state system that provides financial protection to people in cases of illness, unemployment, old age, or accidents. In Germany, most employees are automatically enrolled and pay regular contributions.
- insurance — Insurance is a contract in which a person pays regular amounts (premiums) and receives financial support if something goes wrong, such as illness, an accident, or theft. It protects people from major financial risks.